Welcome to Identity Thief - Identity Theft Resources
Identity Report Theft Article
Preventing Identity Theft and Credit Card Fraud: How to Protect Your Credit Information By Ed Vegliante According to a recent poll by Experian, one in five Americans has reported they have experienced some form of identity theft. If it happens to you, and your identity is stolen, you might be in for a lengthy hassle that could cost you your credit rating and leave a permanent blight on your financial records. How Credit Card Theft Starts Thieves start by targeting your personal information: Social security numbers, bank statements, tax reports, credit card debit information and passwords, or even your checkbook. Don’t leave this valuable information lying around at your office, or in your car. Be aware that you are leaving a door open for anyone to get access to your bank account or credit card information. Question anyone who asks for your credit information, including employers; find out what their privacy policy is and get a copy of it. Shred all documents no matter how insignificant they may seem to you. In addition, don’t ever lend your credit card to ANYONE, including family members, unless you are willing to take on their debt personally. Many family arguments have ended up in court with bitter feelings from one time casual credit card or debit card lending that got out of hand. When you apply for a credit card, be certain that their online application is secured, and the privacy notice is posted. Spotting Signs of Identity Theft * If you’ve frequently been missing your credit card bill, or your mail keeps getting “lost” contact the post office immediately. If you live in an apartment complex , find out from your superintendent or manager if you can change your mailbox key. A missing bill could mean that an identity theft has occurred and the billing address has been changed. * If you’re suddenly getting credit cards (not just a credit card offer) from companies that you didn’t apply. Call these companies and find out if you are the account holder; if not verbally cancel the account and follow up with a written letter. * If you’re being denied credit, or your credit card terms are suddenly being changed to higher interest terms, for no obvious reason. * You’re suddenly getting phone calls and letters from creditors about purchases you did not make. How to Protect Your Credit Information The best protection is constant awareness of the use of your credit information. Choose your passwords carefully. Avoid using any easily available information, such as your mother’s maiden name, your birth date, the last four digits of your SS#, or your phone number. If you must use this type of identifier in opening an account, request a password change immediately after opening the account before it slips your mind. Secure your credit information at all times, even around your house--if you’re having work done on your home, or if you’re having a big party, or your roommate brings home guests. Don’t give out any information unless you know exactly how it will be used and by whom. The Best Defense for Your Credit Security: Stay vigilant. Review your credit card statements every month, and question any suspected purchases by contacting your credit card issuer directly. If you suspect an unauthorized purchase, send a letter to your credit card issuer detailing the item in question and any reference numbers. The credit card issuer is required to investigate your claim and report back to you, in writing, of their findings. You can also request a free annual monitoring report from each of the major consumer reporting agencies: Experian, Equifax and TransUnion. A recent amendment to the Fair Credit Reporting Act requires that these credit reporting companies provide these reports to you at your request, every 12 months. It’s your credit. Protect it! Copyright 2005 Ed Vegliante Free reprints of this article is permitted provided the resource box remains intact with a live link back to http://www.credit-card-surplus.com . About the Author: Ed Vegliante is the owner of http://www.credit-card-surplus.com , a credit card directory enabling the user to compare offers and apply for a credit card online. Find a variety of offers with links to secure online credit card applications.
Identity Report Theft Best products
Identity Report Theft News
Identity thieves filing fake returns using data on real taxpayers - Baltimore Sun (blog)
Identity thieves filing fake returns using data on real taxpayers Baltimore Sun (blog) It's a big problem — and one that's rapidly growing, according to a report this month from the Treasury Inspector General for Tax Administration. That report says 641052 taxpayers were affected by identity theft last year, more than double the year ... |
Mount Olive Police charge woman found in Mine Hill with identity theft - Independent Press - NJ.com
 Independent Press - NJ.com | Mount Olive Police charge woman found in Mine Hill with identity theft Independent Press - NJ.com According to police, Officer Chad Rossy responded to the residence on May 1 at 7:39 pm to meet the woman caller, who came to New Jersey from Florida in an attempt to confront the suspect and report the incident to police. The woman told police she had ... |
Hazelwood Identity Theft Cases Not Related - Patch.com
Hazelwood Identity Theft Cases Not Related Patch.com Hazelwood Police say two cases of income tax identity theft in the same subdivision are not related to each other and the IRS is investigating both. By Candace Jarrett Follow these suggested safety tips to prevent identity theft. |
Woman's 'years of plotting' lead to probation - Maui News
Woman's 'years of plotting' lead to probation Maui News Ranis had pleaded no contest to first-degree theft from Hawaiian Travel Club from March 2008 to December 2009. In exchange, the prosecution dismissed 12 counts each of second-degree identity theft and fraudulent use of a credit card. |
ID theft by sisters devastates woman - New Jersey Herald
ID theft by sisters devastates woman New Jersey Herald Photo by Tracy Klimek/New Jersey Herald Rachel Mongiovi, of Sparta, looks at a family photo of her sisters who stole her identity. Now, any time a criminal background check is done on Rachel Mongiovi, her sister's record comes up. |
Call 4 Action Identity theft via cell phone - Today's TMJ4
Call 4 Action Identity theft via cell phone Today's TMJ4 By Karen Stiles MILWAUKEE - Most of us have gotten pretty good at taking measures to protect ourselves from falling victim to identity theft. Have you thought about how your cell phone could be putting you at risk? Cell phones are being used for much ... |