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Credit Identity Instant Report Theft Article
Resources to Help You Learn About and Protect Yourself from Identity Theft By Michelle Dunn There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006. If you feel you have been a victim of identity fraud, contact the Department of Justice, consumer protection division. They offer mediation with identity theft; they also have a hot line for consumers that is available 8-5 Monday – Friday. They maintain a database of written complaints that goes back to 1998. They offer seminars to school, seniors or your group. Be aware that 40 million crooks obtained credit card numbers this past year, “Be Suspicious”. Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America. U.S. Postal Inspection Service www.usps.com/postalinspectors Federal Trade Commission www.consumer.gov.idtheft 877-IDTHEFT or TTY – 202-326-2502 U.S. Secret Service www.secretservice.gov Department of Justice www.usdoj.gov/criminal/fraud/idtheft Federal Deposit Insurance Corporation www.fdic.gov/consumers Equifax www.exuifax.com 800-525-6285 Experian www.experian.com 888-397-3742 Trans union www.transunion.com 800-680-7289 Social Security Administration Fraud Hotline PO Box 17768 Baltimore, MD 21235 800-269-0271 www.socialsecurity.gov North American Securities Agency Administrators (NASAA) www.nasaa.org Better Business Bureau www.search.bbb.org/search.html United States Postal Service www.usps.com National Do Not Call Registry www.donotcall.gov 888-382-1222 Direct marketing Association Consumer Assistance http://www.dmaconsumers.org/consumerassistance.html Registering by mail is FREE and registering online is $5.00. To remove your name from national mailing lists by mail: Mail Preference Service Direct Marketing Association PO Box 643 Carmel, NY 10512 Identity Theft Resource Center www.idtheftcenter.org 858-693-7935 International check service 800-526-5380 Telecheck 800-927-0755 Certegy Check Services 800-437-5120 Internet Fraud Complaint Center http://www.ifccfbi.gov/index.asp Fight Identity Theft http://www.fightidentitytheft.com/ About the Author: Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals. She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle’s services or to order any of her books please email her at michelle@michelledunn.com or visit http://www.michelledunn.com & http://www.credit-and-collections.com
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